Gives you tips on where to cut back to save big money.Here are some of the features that this excel spreadsheet offers to help you build a realistic household budget: Not sure what kind of expenses a category should include? It’ll explain. Missed inputting a bill? It’ll catch that. Unique Features of this Excel Budget Template Not Offered Anywhere ElseĪs you enter in your expenses, you will notice that the excel spreadsheet becomes interactive. Then, once the budget is completed, consider tracking your expenses going forward, or looking back on your debit and credit transactions to find an average and correct your number. If you’re not sure how much to put in for a certain category such as groceries or entertainment, make an educated guess to start. ![]() Remember that this is a first draft, and the idea is just to get it completed. Next, begin typing in your monthly expenses. To build a personal budget just like the pros, start by entering in your income. Create a Personal Budget That Works For You Let’s first talk about how to use it, and then some of the ways it will help you build a budget that works. ![]() This is the same personal budget I use when working with my clients and in my personal life. If you’re ready to take control of your money, live within your means, build savings and become debt-free, buckle your seatbelt because here we go! As both a Credit Counsellor and a personal budgeter, hear me when I say that this free budget calculator spreadsheet will teach you not only how to budget, but also how to get out of debt.
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